Wonga is a ground-breaking online lender which provides consumers with short-term and flexible financing that lets them get on with life without being dependent on an expanding and long-term credit card balance. We are transforming the UK credit market by offering small, short term loans online with more speed, convenience and flexibility than banks, high street lenders and other websites.

Wonga is different from other online lenders because our sophisticated risk and decision engine means the application and approval process takes literally minutes. Wonga are more flexible than other short-term lenders, allowing applicants to choose exactly how much cash they want to borrow and for how many days they need it. Wonga’s customers aren't forced to borrow a fixed sum they might not need, or pay interest for any longer than necessary.

Once an application is approved, which takes seconds, we send the money to a bank account within 15 minutes. A single repayment is taken from a debit card on the date selected.

Wonga are completely transparent about the cost of our service. Interest is charged at 1% per day and money can be borrowed for between one day and a month. As a customer decides how much they

want to borrow and for how long, Wonga shows them the total amount repayable (TAR) up-front.

Try www.wonga.com out, they provide a great alternative to short term cash needs.